Endometrial cancer is the most common type of uterine cancer. It starts in the uterus lining and often requires costly treatments like surgery, radiation, and chemotherapy. These expenses add up quickly, but there are many options and financial assistance programs available to help.
This article highlights some of these options, offering hope and practical support to those struggling with the costs of treating endometrial cancer. Knowing about this financial help can make a big difference for patients as they go through their treatment.
What Endometrial Cancer Patients Can Expect Financially
Endometrial cancer patients face financial burdens which can be difficult to manage. The financial toll of a cancer diagnosis can be steep, from medical bills and medication costs to lost income due to time off work.
For the cancer itself, there are several points to plan for, such as:
- Surgical costs
- Radiotherapy costs
- Chemotherapy costs
- Brachytherapy costs
- Recurrent management costs
These can all add up to tens of thousands if necessary. Dealing with the diagnosis itself is more than a family should have to bear, let alone the financial considerations on top.
However, there are resources available that can assist. Many charities and organizations have been established to help those with life-threatening illnesses navigate the costs involved with their treatment.
When it comes to taking charge of your finances during a difficult health crisis, knowledge is power. Endometrial cancer patients need to understand their options to make informed decisions about how best to move forward financially during treatment.
Financial Assistance For Endometrial Cancer Patients Type #1: Your Life Insurance Policy Pays YOU (through a Viatical Settlement)
Cancer treatment is usually expensive, even with private insurance. However, you may already have a valuable asset at your disposal—your life insurance policy. Policyholders can sell their life insurance for a lump-sum cash payment through a process called a “viatical settlement.” The funds received from a viatical settlement are tax-free, providing you with the financial flexibility to cover medical expenses or any other costs you choose.
A viatical settlement might qualify a cancer patient to get up to 70% off their life insurance policy in two weeks!
Here’s how it works:
- If you have a life insurance policy and have been diagnosed with a serious illness such as endometrial cancer, you can sell your life insurance policy through a viatical settlement.
- Are you eligible? If so, you can sell your policy to a third party, such as American Life Fund. In return, you receive a lump sum cash payment for your policy.
- The company becomes the new owner of the policy and assumes all premium payments. When the insured dies, the viatical settlement company receives the death benefit.
Upon completing our simple application form, American Life Fund will assist you with getting an immediate cash offer for your life insurance policy.
Financial Assistance For Endometrial Patients Type #2: Endometrial Cancer-Specific Financial Grants & General Cancer Financial Assistance
Endometrial cancer patients may also qualify for financial grants designed to help them manage the associated expenses with their illness.
The American Cancer Society
The American Cancer Society offers support services, including free or reduced-cost lodging, transportation, and prescription drugs. They also have several endometrial cancer-specific grants available.
The National Endometrial Cancer Coalition (NECC)
The National Endometrial Cancer Coalition provides resources for patients and their families, including financial assistance. They offer a range of grants to cover medical costs associated with endometrial cancer treatment.
Peaches Trust
The Peaches Trust has grants for those diagnosed with endometrial cancer and other gynecological cancers. The funds can be used for medical supplies, transportation, and lodging expenses related to care.
Patient Access Network Foundation (PAN)
The PAN Foundation offers a number of endometrial cancer-specific grants to help patients cover treatment-related expenses, including medications, co-pays, and insurance premiums.
CancerCare Co-Payment Assistance Foundation
CancerCare Co-Payment Assistance Foundation helps individuals and families pay for treatments not covered by insurance or apply co-pays.
Patient Advocate Foundation Co-Pay Relief Program
The Patient Advocate Foundation Co-Pay Relief Program provides financial assistance for prescription medications and medical services to those who qualify.
When searching for financial assistance, make sure that you’re in touch with a reputable organization. Be wary of any organization or individual that claims to have access to grant money but charges an upfront fee for their services.
Financial Assistance For Endometrial Patients Type # 3: Medicaid or Medicare
If you are American and diagnosed with endometrial cancer, you may be eligible for financial assistance through the government programs Medicaid or Medicare.
Medicaid is a state-run program that provides health insurance for low-income individuals and families. Medicare is a federal program that provides health insurance for people over 65 and some disabled individuals.
Financial Assistance For Endometrial Cancer Patients Type #4: Fundraising
Fundraising is one of the quickest and simplest methods to complement financial assistance for people with endometrial cancer. Fundraising may be an efficient tool for financial help if utilized correctly. Here are just two options:
- Medical crowdfunding on websites like gofundme.com is a way to solicit donations from friends, family, and strangers to help cover the costs of medical treatment. It can be used to pay for everything from cancer treatment to surgeries.
- A personal fundraiser is another way to raise funds worth considering– from which you’ll keep all the profits. Check out MedGift Advocacy Services for a whole list of fundraising ideas.
Financial Assistance For Endometrial Patients Type #5: Prescription Assistance
If you cannot pay for your endometrial cancer care, you may be eligible for assistance through a patient assistance program. Many pharmaceutical companies offer patient assistance programs to help people who cannot afford their medications.
To see if you qualify for a patient assistance program, don’t hesitate to get in touch with the pharmaceutical company that makes your medication or the below sources:
- RxHope helps people in need obtain critical medications they would normally have trouble affording. Patient Assistance Programs (PAP) are designed to support low-income U.S. residents with free or low-cost prescriptions. The programs usually cover brand-name drugs only and are administered individually by the pharmaceutical companies that manufacture the drugs.
- Rx Outreach is a fully-licensed mail-order pharmacy committed to making prescription drug use safer and more affordable. The program offers prescription medicines to uninsured and underinsured individuals and families and those with limited prescription drug coverage.
- Simple Fill provides prescription advocate programs for over 1500 drugs. All you need to do is apply online or by phone. You’ll then get a call from one of their patient advocates, who will ask you some important questions about the medications you take, your income and financial situation, and your insurance coverage if any.
- NeedyMeds.org is a 501(c)(3) nonprofit organization offering information on patient assistance programs and other resources to help low-income people pay for medications.
In Conclusion
Facing an endometrial cancer diagnosis can bring tremendous stress and worry. With the options in financial assistance outlined here, you can have peace of mind knowing that you will have resources available to aid in funding your journey toward recovery. Speak to your healthcare provider about the best option for you, and remember to look into these wonderful organizations that can help.
Among these options, viatical settlements stand out for their simplicity and effectiveness. Selling your life insurance policy for a lump-sum cash payment is a straightforward process that can provide immediate financial relief. If you have any questions or want more information on how you can sell your existing life insurance policy for cash, get in touch with us at American Life Fund today!
Frequently Asked Questions About Financial Assistance For Endometrial Patients
Q: I Don’t Have Insurance. How Can I Get Help Paying For My Treatments?
A: If you’re uninsured, there are several options available. You may qualify for free or reduced-cost health care through your state’s Medicaid program. Additionally, many pharmaceutical companies have patient assistance programs that can help provide financial assistance for endometrial patients.
Q: What if I Don’t Qualify For Government Programs?
A: If you don’t qualify for government programs, options are still available. You can access financial assistance through private foundations or fundraising. Additionally, many pharmaceutical companies have patient assistance programs that can help with financial assistance for endometrial patients. Consider inquiring with your doctor if any additional discounts or savings programs might be available from the hospital or clinic you’re receiving treatment.
Q: How Can I Determine if I’m Eligible For Financial Assistance?
A: Eligibility for financial assistance typically depends on your income, family size, and other factors. It’s best to contact the organization or program to determine eligibility. Additionally, many pharmaceutical companies have patient assistance programs with specific requirements that you must meet to be eligible for assistance.
